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Process invoices 2.4x faster

Bill Pay by Ramp auto-codes line items, flags fraud, routes approvals, syncs to your ERP — you just review and pay.
5 stars on G2
5% savings
No personal credit checks
Global acceptance
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Touchless invoice processing

AI codes line items with 99% accuracy — pre-filling details, coding accounting fields, three-way matching, and flagging fraud in seconds.

Smart approval routing

Bills route to the right stakeholders automatically. AI provides invoice context and approval recommendations for faster decisions.

Flexible payment methods

Pay by ACH, check, wire, or card with real-time status visibility. Individual debits per payment keep reconciliation clean.

Real-time ERP sync

Line items, GL codes, and invoice images flow into your ERP automatically. No double entry, no surprises at close.

One source of truth for vendors

Vendor spend, contracts, and renewals in one place. Transactions auto-map to vendor records for real-time spend visibility.

Why 20,000+ customers have chosen Bill Pay

86%

fewer clicks to process a bill

95%

of businesses reported improved AP visibility

2.5 mins

saved per invoice from automation

Legacy software is still too manual

Bill Pay By Ramp
Legacy AP Tools (e.g. BILL, Quickbooks)
99% OCR accuracy and auto-coding line item details
Discrepancy alerts (fraud, over-bill, duplicates)
Dynamic approval routing and approval recommendations
Various payment methods supported
In-platform vendor management
Pricing
  • Up to $15 user/month
  • Platform fee*

  • Up to $79 user/month
  • Additional hidden costs (e.g. multi-entity fees, implementation)

Transaction fees
  • Free, same day ACH, domestic and international wires*

  • $12+ same-day ACH/wire fee

Customers are saving 500,000+ hours with Bill Pay

The whole process has gotten easier for the bill processor. For a recurring vendor, a 5-8 minute process now takes 1-2 minutes in Ramp. It's literally a couple of clicks.
Roxane Cosnard des Closets
Sr. Manager, Financial System
We wanted AP to be faster and smoother. With Bill.com there were too many steps.
Madeline Ewer
Controller
I used to live in three systems. Now I'm in and out of Ramp in five minutes.
Sam Meek
CEO
Instead of chasing invoices and approvals, everything flows. We close two days earlier.
Muhammad Younes
Controller
Our previous AP automation tool cost us around $40,000 per year, and it wasn't even working properly. Ramp is far more functional, and we're getting the benefits at a fraction of the cost.
Frank Byers
Controller
There were 10+ steps to go from PDF processing to Netsuite, to payment and reporting. With Ramp and Netsuite together we've reduced that to 3 simple steps. It's more efficient and a huge time saver.
Richard Gobea
Finance Manager
Time is money. Save both.
Bill Pay Software | Automate AP & Vendor Payments | Ramp