5 stars
2,000+ reviewsA month of AP done in minutes
With Ramp, automatically code invoices, keep approvals moving, and make payments without fees—so accounts payable takes minutes, not hours.
Process 5 or 500 bills automatically
Ramp's OCR automatically processes complex invoices and line items—with 99% AI-powered accuracy and learns from your past invoices.
Approvals that drive themselves
Ramp automatically sends each bill to the right approvers—no back and forth needed.
Pay invoices for free and get cashback
Pay invoices by ACH, cheque, wire, and get cashback up to 1.5% when you pay by card.
Keep all systems in sync
Ramp syncs data in real-time with your ERP including Xero, Quickbooks, Netsuite, Sage, and more.
Ramp is the easiest way to do AP.
Forget tedious manual workflows. With Ramp, you can code, approve, and pay invoices in just 3 clicks—instead of 21 with solutions like BILL.
Compare features
Compare features
Ramp Bill Pay
AP Tools
(e.g., Bill, Quickbooks)
(e.g., Bill, Quickbooks)
Traditional Bank
Zero transaction fees (ACH, cheque, wire)
Fees from $0.49–$40 per transaction
Fees from $0–$50 per transaction
Cashback on card
Up to 1.5%
AI powered OCR (99% accuracy)
Approvals workflows with AI recommendations
AI Agent (automated coding, AI summaries, fraud prevention)
Subscription fee
$0–$15+/user/month
$15–$149+/user/month
Real-time ERP sync
One financial platform (access to procurement, vendor management, travel, and more)
Get started today
Bill Pay is just the start. Ramp’s all-in-one finance platform streamlines everything — from cards to procurement.
Ramp has transformed how we manage spend across our business. With the introduction of agents and AI coding, we’ve eliminated tedious manual work while streamlining internal processes.
Andrew Clarke
VP of Finance, Studs
Our previous AP automation tool cost us around $40,000 per year, and it wasn’t even working properly. Ramp is far more functional, and we’re getting the benefits at a fraction of the cost.
Frank Byers
Controller, The Second City
I spent four hours a month on Expensify, two on Amex, and probably five on BILL. Now I’m in and out of Ramp in five minutes.
Sam Meek
CEO, Sandboxx
We wanted to make Accounts Payable faster, easier, smoother, having the extra steps plus the lack of automation that Bill.com had, we knew that we needed to evaluate solutions. Ultimately decided that Ramp would be smoothest because we’d have everything in one place.
Madeline Ewer
Controller, Flowcode